Pre-Planned Funerals

By: Carl Hampton

No-one ever wants to deal with what will happen when they, or loved ones, pass away. However, when it comes down to planning a funeral, things can get really hectic when hasty decisions need to be made.

Across the board, Americans spend billions of dollars on funerals every year. Most of these arrangements are made at the last minute. I know that the last thing you want to have to do is to plan your own funeral but at least think about it. That way it will be very well planned, and as a result extremely memorable and meaningful. Here are some suggestions that will help you to move in the right direction.

Just like any other big purchase, you should shop around. Research various funeral homes, enquire as to whether or not they provide a casket, or if you have to supply your own. Most funeral homes will have a price list; it is the law that they provide you with one (so just ask). There is also a law that outlines what goods or services are necessary for a funeral. Ask what your rights are. Be very wary of pressure tactics. Sometimes funeral home employees, or a casket sales associate, will try to pressure you into something you don't want, or need. You want to avoid overspending. The funeral, as well as the casket itself, can cost a lot of money. Try not to spend large amounts of money to present a proper funeral. Cut some small corners (e.g. it might be affordable to shorten the viewing to one day, or better yet, one hour before the funeral. In addition, you can dress in one of your favorite outfits instead of having to spend additional money on expensive burial attire).

Hopefully, these tips are helpful. If all of these details are covered by the time you move on, there won't be a rush for your family/friends when they are in the position of having to plan a funeral. Spend some time with your family/friends having discussions about the reality of a funeral, and any arrangements you would prefer. Finally, if you decide to plan your own funeral, make sure you revise your plan every few years.

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“Your” Money Matters by Carl Hampton From the Author of “From Credit Despair To Credit Millionaire” www.CarlHampton.com www.fcdtcm.com

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